{"id":12133,"date":"2021-06-16T12:21:08","date_gmt":"2021-06-16T10:21:08","guid":{"rendered":"https:\/\/pimem.islahosting.org\/sin-categorizar\/pimem-satisfecha-con-las-medidas-que-ha-adoptado-la-cnmc-ante-los-posibles\/"},"modified":"2021-06-16T12:21:08","modified_gmt":"2021-06-16T10:21:08","slug":"pimem-satisfecha-con-las-medidas-que-ha-adoptado-la-cnmc-ante-los-posibles","status":"publish","type":"post","link":"https:\/\/pimem.islahosting.org\/es\/institucional\/pimem-satisfecha-con-las-medidas-que-ha-adoptado-la-cnmc-ante-los-posibles\/","title":{"rendered":"PIMEM satisfecha con las medidas que ha adoptado la CNMC ante los posibles abusos de 4"},"content":{"rendered":"<p><strong>En 2020 la patronal mallorquina ya denunci\u00f3 malas pr\u00e1cticas de algunas entidades al obligar a contratar determinados servicios o intereses abusivos<\/strong><\/p>\n<p>La patronal PIMEM celebra que la Comisi\u00f3n Nacional de los Mercados y la Competencia haya movido ficha incoando un expediente sancionador a 4 entidades bancarias por posibles pr\u00e1cticas restrictivas de la competencia en la comercializaci\u00f3n de los avales ICO COVID. La Federaci\u00f3n asegura estar satisfecha por la decisi\u00f3n tomada por la CNMC despu\u00e9s que en 2020 ya denunciara algunas pr\u00e1cticas abusivas por parte de algunas entidades bancarias que pasaban por intereses abusivos o tener que contratar determinados servicios para acceder a las l\u00edneas de avales ICO.<\/p>\n<p>Para el presidente Jordi Mora, la decisi\u00f3n del CNMC ha actuado correctamente dando seguridad a las empresas. Mora asegura que \u201cdeterminadas pr\u00e1cticas se llevaron a cabo al principio de salir los ICO y hay que reconocer que en general han funcionado y se han mostrado como un instrumento fundamental para que muchas pymes pudieran tener l\u00edquido ante las duras restricciones impuestas por determinadas entidades bancarias\u201d.<\/p>\n<p>Adem\u00e1s, la CNMV est\u00e1 analizando la utilizaci\u00f3n de los cr\u00e9ditos como mecanismo para reestructurar deudas financieras preexistentes<a href=\"https:\/\/eur01.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fcnmc.us7.list-manage.com%2Ftrack%2Fclick%3Fu%3D996a241a1277589de1e7f5373%26id%3D680771d017%26e%3Dcbdcf77d5e&amp;data=04%7C01%7Cjgonzalez%40grupoprisa.com%7Ce4a9998582c74433a69108d930938979%7Cc4fd49f3e15a44d882e2c909735d2e45%7C0%7C0%7C637594232509190584%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&amp;sdata=31%2F31dToi0dVH%2F2yMVHyjbnIpbYA6aE8%2FXIl2HH%2F7r4%3D&amp;reserved=0\" data-link-track-dtm=\"\" rel=\"nofollow noopener\" target=\"_blank\">.<\/a>\u00a0Este mecanismo consiste en que se anula una deuda previa que la empresa tiene al 100% con el banco, que ser morosa, y se concede otro cr\u00e9dito en el que, aprovechando las condiciones de los avales, el 80% del riesgo lo asume el ICO. Llama la atenci\u00f3n que los implicados sean los bancos m\u00e1s grandes del sector despu\u00e9s de que el supervisor advirtiera de la irregularidad de esta pr\u00e1ctica abusiva en plena pandemia.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>En 2020 la patronal mallorquina ya denunci\u00f3 malas pr\u00e1cticas de algunas entidades al obligar a contratar determinados servicios o intereses abusivos La\u2026<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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intereses abusivos La\u2026","ficha_relacionada":"","empresa":"","web_empresa":"","medio":"","tipo_aparicion":"","fecha_publicacion":"","enlace_original":"","footnotes":""},"categories":[33],"tags":[],"sector":[62],"linea":[],"class_list":["post-12133","post","type-post","status-publish","format-standard","hentry","category-institucional","sector-transversal-todos"],"acf":[],"_links":{"self":[{"href":"https:\/\/pimem.islahosting.org\/es\/wp-json\/wp\/v2\/posts\/12133","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pimem.islahosting.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pimem.islahosting.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pimem.islahosting.org\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pimem.islahosting.org\/es\/wp-json\/wp\/v2\/comments?post=12133"}],"version-history":[{"count":0,"href":"https:\/\/pimem.islahosting.org\/es\/wp-json\/wp\/v2\/posts\/12133\/revisions"}],"wp:attachment":[{"href":"https:\/\/pimem.islahosting.org\/es\/wp-json\/wp\/v2\/media?parent=12133"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pimem.islahosting.org\/es\/wp-json\/wp\/v2\/categories?post=12133"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pimem.islahosting.org\/es\/wp-json\/wp\/v2\/tags?post=12133"},{"taxonomy":"sector","embeddable":true,"href":"https:\/\/pimem.islahosting.org\/es\/wp-json\/wp\/v2\/sector?post=12133"},{"taxonomy":"linea","embeddable":true,"href":"https:\/\/pimem.islahosting.org\/es\/wp-json\/wp\/v2\/linea?post=12133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}