La Federaci\u00f3n de la Peque\u00f1a y Mediana Empresa de Mallorca quiere expresar su preocupaci\u00f3n ante el elevado n\u00famero de empresas que est\u00e1n solicitando financiaci\u00f3n de la l\u00ednea de cr\u00e9dito ICO del COVID-19 para destinarlo a renovar operaciones. \u201cEstas l\u00edneas de cr\u00e9dito no est\u00e1n aportando nueva liquidez a las empresas. Sin ese capital salir de esta crisis ser\u00e1 muy complicado\u201d asegura Jordi Mora, presidente de la patronal.<\/p>\n
Seg\u00fan los \u00faltimos datos aportados por la Federaci\u00f3n de la Peque\u00f1a y Mediana Empresa de Catalu\u00f1a (PIMEC) un 36,6% de la financiaci\u00f3n de las l\u00edneas de cr\u00e9dito se han destinado a esta revisi\u00f3n mencionadas. En Baleares seg\u00fan PIMEM este porcentaje es similar y por ello desde la federaci\u00f3n se reclama la aplicaci\u00f3n \u201cde un nuevo tramo destinado especialmente a pymes y que ayude a mejorar su liquidez\u201d.<\/p>\n
Adem\u00e1s, seg\u00fan PIMEM, este nuevo cr\u00e9dito deber\u00eda tener un plazo de abono de m\u00e1ximo de \u201c3 d\u00edas desde la fecha de la firma\u201d. Esta solicitud de inmediatez se debe a los datos aportados por Plataforma PYMES, federaci\u00f3n nacional de empresas a la que pertenece PIMEM. Estos datos revelan que 600.000 pymes y aut\u00f3nomos tienen pr\u00e9stamos pendientes de aprobaci\u00f3n o todav\u00eda sin conceder. Adem\u00e1s, otras 300.000 solicitudes han sido rechazadas por las entidades financieras. \u201cNecesitamos que nuestras empresas obtengan liquidez de manera \u00e1gil y r\u00e1pida\u201d comenta Jordi Mora.<\/p>\n
Los datos aportados por el estudio de la PIMEC, realizado por el director de Consultor\u00eda Estrat\u00e9gica y Financiaci\u00f3n de Pimec, Pere Cots, manifiestan que las pymes y aut\u00f3nomos solicitantes de la l\u00ednea ICO tardan actualmente una media de unos 12 d\u00edas en recibir el abono de los prestamos desde la firma de los contratos y que a una de cada cuatro de ellas se le cobran las comisiones bancarias antes de hacerse efectivo el ingreso en su cuenta. Este sistema de financiaci\u00f3n presenta distorsiones centradas en formas y plazos no adecuados para pymes y aut\u00f3nomos.<\/p>\n
Seg\u00fan datos de la PIMEC, un 11,5% de las empresas solicitantes de este cr\u00e9dito se han visto obligadas a aceptar, por parte de las entidades financieras, una serie de condiciones o incluso a contratar productos accesorios al formalizar las operaciones.<\/p>\n","protected":false},"excerpt":{"rendered":"
La federaci\u00f3n alerta de que miles de pymes siguen sin financiaci\u00f3n y reclama un tramo ICO espec\u00edfico con abono en m\u00e1ximo tres d\u00edas h\u00e1biles.<\/p>\n","protected":false},"author":1,"featured_media":14239,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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