La Federaci\u00f3n de la Peque\u00f1a y mediana empresa de Mallorca quiere expresar su preocupaci\u00f3n ante el elevado n\u00famero de empresas que est\u00e1n solicitando financiaci\u00f3n de la l\u00ednea de cr\u00e9dito ICO del COVID-19 para destinarlo a renovar operaciones. \u00abEstas l\u00edneas de cr\u00e9dito no est\u00e1n aportando nueva liquidez a las empresas. Sin este capital salir de esta crisis ser\u00e1 muy complicado\u00bb asegura Jordi Mora, presidente de la patronal.<\/p>\n
Seg\u00fan los \u00faltimos datos aportados por la Federaci\u00f3n de la Peque\u00f1a y mediana empresa de Catalu\u00f1a (PIMEC) un 36,6% de la financiaci\u00f3n de las l\u00edneas de cr\u00e9dito se han destinado a esta revisi\u00f3n mencionada. En Baleares seg\u00fan PIMEM este porcentaje es similar y por eso desde la federaci\u00f3n se reclama la aplicaci\u00f3n \u00abde un nuevo tramo destinado especialmente a pymes y que ayude a mejorar su liquidez\u00bb.<\/p>\n
Adem\u00e1s, seg\u00fan PIMEM, este nuevo cr\u00e9dito deber\u00eda tener un plazo de abono de m\u00e1ximo de \u00ab3 d\u00edas desde la fecha de la firma\u00bb. Esta solicitud de inmediatez se debe a los datos aportados por Plataforma PIMES, federaci\u00f3n nacional de empresas a la que pertenece PIMEM. Estos datos revelan que 600.000 pymes y aut\u00f3nomos tienen pr\u00e9stamos pendientes de aprobaci\u00f3n o todav\u00eda sin conceder. Adem\u00e1s, otras 300.000 solicitudes han sido rechazadas por las entidades financieras. \u00abNecesitamos que nuestras empresas obtengan liquidez de manera \u00e1gil y r\u00e1pida\u00bb comenta Jordi Mora.<\/p>\n
Los datos aportados por el estudio de la PIMEC, realizado por el director de Consultor\u00eda Estrat\u00e9gica y Financiaci\u00f3n de Pimec, Pere Cots, manifiestan que las pymes y aut\u00f3nomos solicitantes de la l\u00ednea ICO tardan actualmente una media de unos 12 d\u00edas en recibir el abono de los pr\u00e9stamos desde la firma de los contratos y que a una de cada cuatro de ellas se le cobran las comisiones bancarias antes de que se haga efectivo el ingreso en su cuenta. Este sistema de financiaci\u00f3n presenta distorsiones centradas en formas y plazos no adecuados para pymes y aut\u00f3nomos.<\/p>\n
Seg\u00fan datos de la PIMEC, un 11,5% de las empresas solicitantes de este cr\u00e9dito se han visto obligadas a aceptar, por parte de las entidades financieras, una serie de condiciones o incluso a contratar productos accesorios al formalizar las operaciones.<\/p>\n","protected":false},"excerpt":{"rendered":"
PIMEM alerta de que un 36,6% de las l\u00edneas ICO del COVID-19 se destinan a renovar operaciones en lugar de aportar nueva liquidez a las empresas.<\/p>\n","protected":false},"author":1,"featured_media":14239,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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